Starting from August 21st, Shenzhen extended the restricted area of non-deep-plate passenger cars (hereinafter referred to as "foreign cars") to the whole city.

Liu Xiaoding, Deputy Director of shenzhen public Traffic Police Bureau, introduced the expansion of the restricted scope.

Shenzhen traffic police Weibo screenshot

　　Starting from August 21st, Shenzhen extended the restricted area of non-deep-plate passenger cars (hereinafter referred to as "foreign cars") to the whole city. On September 1st, the law was formally enforced. For vehicles that violate the traffic restrictions, 300 yuan will be punished according to the prohibition, and 3 points will be recorded.

What problems need to be understood to expand the restricted area of foreign cars during peak hours?

　　1. The time limit is unchanged: it is still 7: 00-9: 00 and 17: 30-19: 30 in the morning and evening peaks of the working day;

　　2. The type of foreign cars is unchanged: it is still a passenger car with a motor vehicle number plate issued by a non-local city;

　　3. Implementation time: it will be implemented from August 21st, 2017 to January 31st, 2018, with the law enforcement buffer period from August 21st to August 31st, and the law enforcement will be officially implemented on September 1st.

　　4. The restricted area for foreign vehicles has been extended from the current "inside the original special zone+part outside the original special zone" to the whole city of Shenzhen (except for expressways and some roads at import and export ports and airports).

Is there an exception to the rush hour restriction for foreign cars?

　　Yes! For the first, military vehicles, police cars, fire engines, ambulances and engineering rescue vehicles that perform tasks; Passenger vehicles with road transport documents (excluding rental cars); Hong Kong license plate vehicles (including Hong Kong mainland license and Mainland Hong Kong license) and embassy license plate vehicles are not subject to restrictions on foreign vehicles. Second, if the passenger cars with motor vehicle license plates issued by non-local cities need to pass through the closed time and roads due to national and provincial large-scale conferences, exhibitions and other activities, they should go to the municipal traffic police department in advance to apply for temporary motor vehicle passes, and only after approval can they pass according to the regulations.

Except for the morning and evening rush hours, can non-deep number plates pass normally in Shenzhen?

　　Can! Shenzhen traffic police only limit the peak traffic demand, not the general traffic demand. Shenzhen’s "out-of-hours" are the morning peak (7: 00-9: 00) and the evening peak (17: 30-19: 30) on weekdays, and there are no restrictions on other time periods and legal holidays. Overall, the restricted time only accounts for 13.8% of the total time. Note: Off-site passenger vehicles (excluding rental cars) with road transport certificates are not subject to "out-of-limit" measures.

What should I do if the new regulations are introduced and the regulations are violated for a while?

　　Forgive you, of course! If a foreign car is recorded on several restricted roads during a working day, it is only recognized as a driving record; And those who violate the restrictions for the first time and the second time will not be punished, and will be punished according to law from the third time, which is referred to as "starting punishment once a day and three times". If drivers of non-deep-license motor vehicles need to use their cars in rush hours under special circumstances, they can log in to the entrance of "Self-declaration of non-deep-license passenger cars entering Shenzhen" on the website of Shenzhen Traffic Police Bureau, and declare in advance can "exempt" from driving once a month in restricted time and road sections.

　　As a "foreign car", why do you want to restrict my travel?

　　First, expanding the restricted range of non-deep license plate vehicles is a work requirement for strengthening the prevention and control of air pollution;

　　Second, the use of foreign vehicles has maintained a high growth trend, and effective measures need to be taken to control the travel demand of motor vehicles and alleviate road traffic congestion;

　　Third, the new round of urban construction climax is mainly concentrated in areas outside the original special zone, and it is urgent to proactively regulate the city’s traffic demand from the demand side;

　　Fourth, the comprehensive promotion of new energy vehicles needs supporting policies to guide them. Today’s inconvenience is to make the city where we live more smooth and orderly and the environment more beautiful! (Reporter Tu Sheng)

　　The reform of transferring state-owned assets to social security entered the countdown stage in December. According to the established timetable, China will basically complete the transfer of central and local state-owned enterprises by the end of 2020.

　　Central enterprises have taken the lead in transferring social security. As early as 2019, they completed the transfer of 1.3 trillion yuan from 81 enterprises, and the transfer of local state-owned enterprises will reach its climax in 2020. From the beginning of the year to the end of the year, various provinces have issued transfer plans and demanded that the transfer plan be basically completed by the end of this year.

　　The latest policy is Beijing. On December 8, the Beijing Municipal Government announced the Implementation Plan for Beijing to Transfer Part of State-owned Capital to Enrich the Social Security Fund (hereinafter referred to as the Plan). The "Proposal" proposes that the transfer ratio should be unified to 10% of the state-owned shares of enterprises included in the transfer scope, so as to ensure that the transfer work will be basically completed by the end of 2020.

　　2020 is an important time node for the reform of China’s endowment insurance system. This year, we should not only complete the transfer of state-owned assets, but also realize the provincial-level overall planning of endowment insurance funds. These two reforms will lay the foundation for the next national overall planning.

　　Dong Dengxin, director of the Institute of Financial Securities of Wuhan University of Science and Technology, told CBN that according to the plans of provinces, the shares transferred by local state-owned assets are stored in financial accounts and entrusted to state-owned holding investment companies for value-added and value-added operation, but this kind of local management is in a transitional state of escrow. Once the national pension insurance is coordinated, the social security fund managed by the provincial government and the state-owned shares transferred by state-owned assets will be managed by the National Social Security Fund Council.

　　At the same time, CBN learned that the Ministry of Finance is taking the lead in drafting operational management measures for the transfer of state-owned capital. The documents issued in some places this year clearly stated that after the introduction of the management measures for the transfer of state-owned capital by the central government, the local financial departments will separately formulate corresponding specific implementation measures.

　　More than one trillion state-owned running to help the pension.

　　The above-mentioned "Proposal" proposes that Beijing will enrich the social security fund by transferring some state-owned capital, and establish an operating mechanism that combines the transfer of state-owned capital with the gradual filling of the gap in the basic endowment insurance fund for enterprise employees, so that the people can share the development achievements of state-owned enterprises, realize intergenerational equity and enhance the sustainability of the system.

　　The impact of aging on the financial situation of China’s old-age insurance fund is increasingly obvious. The arrival of the first generation of "baby boom" retirement peak requires China to strengthen the sustainability of the old-age insurance fund.

　　In November 2017, China launched a pilot project of state-owned assets transfer, which was fully launched in September 2019. At the central level, qualified enterprises were required to be basically completed by the end of 2019, and difficult enterprises could be completed by the end of 2020; At the local level, the transfer work will be basically completed by the end of 2020.

　　By the end of 2019, the central level has completed the transfer of 1.3 trillion yuan. The industry predicts that the total scale after the transfer will be 3 trillion to 5 trillion yuan, which means that at least 2 trillion yuan will be completed before the end of 2020.

　　These 2 trillion funds will provide an important guarantee for China’s old-age insurance system, especially in the case that the old-age insurance fund has been greatly reduced due to the epidemic, and the acceleration of the transfer of state-owned assets to social security has also provided a "reassuring" for the majority of insured people.

　　The epidemic did not hinder the transfer of state-owned assets to social security. When consulting local documents, CBN found that since the end of March, when the epidemic eased slightly, many provinces began to introduce plans for allocating social security by state-owned assets. For example, Henan, Hunan and other places introduced plans in April, Chongqing in July, Shanghai in September, and after entering November, Shandong, Gansu, Beijing and other places also promptly introduced relevant plans.

　　State-owned assets are earmarked to make up for the pension gap.

　　From the content point of view, the schemes in different places are basically the same, and the transfer scope, transfer target and income mode are consistent with the principle of "Notice of the State Council on Printing and Distributing the Implementation Plan for Transferring Part of State-owned Capital to Enrich Social Security Fund" (Guo Fa [2017] No.49), for example, the transfer ratio is 10% of the state-owned equity of the enterprise, and the undertaker does not interfere with the daily production, operation and management of the enterprise.

　　Beijing’s "Proposal" reiterates that the equity dividends and operating income after the transfer of state-owned assets shall be collected in a timely manner by the Municipal Finance Bureau, taking into account the expenditure needs of the basic old-age insurance fund and the income of state-owned capital, and shall be used exclusively to make up for the gap in the basic old-age insurance fund for enterprise employees, and shall not be included in the budget management of state-owned capital operation. Before the introduction of the management measures for the transfer of state-owned capital, the scope of investment was limited to bank deposits, the purchase of government bonds in the primary market and the capital increase of the transfer target. The entrusted management company is responsible for the specific operation of equity dividends.

　　Earlier, when the transfer of state-owned assets was fully pushed forward, the relevant person in charge of the Ministry of Finance said in a reporter’s question that after the transfer of state-owned capital to enrich the social security fund, the way for the undertaker to obtain income was "dividend-based, supplemented by operation". That is to say, the income of state-owned capital mainly comes from equity dividends. In the future, the financial departments at the same level of each undertaking entity will consider the expenditure needs of the basic old-age insurance fund and the income of state-owned capital as a whole, and implement the collection in a timely manner to make up for the gap of the basic old-age insurance fund for enterprise employees.

　　In addition, another principle of state-owned assets transfer is to be a "sleeping shareholder", that is, the undertaker, as a financial investor, enjoys the right to income, the right to dispose of and the right to know the state-owned shares, does not interfere with the daily production and operation management of enterprises, and generally does not send directors to enterprises.

　　When combing the local documents, CBN also found that the local governments are slightly different in undertaking subjects, and most provinces are authorized by the finance department. For example, the state-owned shares of enterprises transferred by Jilin Province are held by the provincial finance department on behalf of the provincial government, and Jilin Equity Fund Investment Co., Ltd. is the undertaking subject, but there are also some provinces that are different. For example, Heilongjiang Province authorized the provincial SASAC as the undertaking subject of the state-owned shares of enterprises transferred by the province.

　　Judging from the progress of local transfer, Hebei has announced that 21 provincial state-owned enterprises have transferred some state-owned assets to enrich the social security fund and transferred state-owned capital of 19.326 billion yuan; Guangxi announced the completion of the transfer of 18 state-owned enterprises at the district level.

　　Measures for the operation and management of state-owned capital will be introduced

　　Transferring some state-owned capital to enrich the social security fund is an important measure to reform and improve China’s basic old-age insurance system, and it is also a full embodiment of the sharing of the development achievements of state-owned enterprises by the whole people.

　　A local state-owned enterprise told the First Financial Reporter that the transfer process is much more difficult than expected, and both central enterprises and local state-owned enterprises have different degrees of difficulties. Local state-owned enterprises have greater difficulties, so it takes longer to transfer the reserved funds.

　　He said that the number of local state-owned enterprises is large and the situation is complicated. In some places, the property rights of state-owned enterprises have not been completely straightened out, and it is impossible to determine the number of transfers. In some places, state-owned enterprises are not well managed or even face bankruptcy, which makes it impossible to transfer them. Some enterprises have changed the scope and scale of transfer due to the implementation of reforms such as reorganization and restructuring. Others involve listed companies, especially overseas listed companies, and the transfer process is more complicated.

　　The above-mentioned state-owned enterprises also said that at present, the undertakers in different provinces are not the same, some are social security fund councils, while others are state-owned capital operation companies, and the process of transfer is not smooth due to the unsatisfactory system. Moreover, the management and operation ability of the undertaker is also uneven, which affects the income of state-owned capital.

　　Peng Huagang, spokesman of the State-owned Assets Supervision and Administration Commission of the State Council, said that the main task in the next step is to deepen the reform of state-owned enterprises, urge enterprises to better improve efficiency and create benefits, and make these shares transferred to the social security fund obtain tangible benefits.

　　Li Jin, chief researcher of China Enterprise Research Institute, told the First Financial Reporter that the biggest challenge will be how to preserve and increase the value, how to pay dividends and how to collect the proceeds. Generally speaking, the allocation of state-owned assets to social security funds is positive from a big perspective, and the problems brought about by it need to be designed at the institutional level.

　　How to make "huge deposits" play its due role, industry analysis, on the one hand, state-owned enterprises should better improve efficiency, create benefits and create value by accelerating reforms, so that these shares transferred to social security funds can obtain tangible benefits. On the other hand, the equity dividends of the transferred enterprises will be the main source of income for social security funds from the transfer of state-owned assets. The dividend level of listed companies in China is not high, and it is necessary to further increase the dividend ratio of state-owned enterprises in order to play the role of ensuring the transfer of funds.

　　The first financial reporter learned that in order to standardize the operation and management of transferring some state-owned capital, enrich the social security fund and strengthen the supervision of the operation and management of transferring state-owned capital, the Ministry of Finance is taking the lead in drafting the operation and management measures for transferring state-owned capital.

　　Before the introduction of the management measures for the transfer of state-owned capital, the cash income generated by the transfer of state-owned capital can be invested by the undertaker, and the scope of investment is limited to bank deposits, the purchase of government bonds in the primary market and the capital increase of the transferred object. At the same time, all levels of finance, human resources and social security, state-owned assets supervision and other relevant departments will strengthen cooperation, earnestly perform their duties, strengthen supervision and management of the undertakers, and ensure that the transferred state-owned capital is earmarked to make up for the gap in the basic endowment insurance fund for enterprise employees.

　　When managing this part of assets, asset security should be the primary goal. Li Jin said that this part of the state-owned assets transferred to social security should be operated safely to ensure the preservation and appreciation of state-owned assets. These assets need to be handed over to professionals for operation, and they can participate in projects with good benefits and stable income in the supply-side structural reform.

Every edited | Wang Xiaobo Xu Hao　　　　

In the capital market, there has never been a shortage of cases of "thunder", but it is rare to raise funds illegally in the name of investment under the guise of private placement, which is what Zhongjin Guorui did.This "Ponzi scheme" raised more than 2.155 billion yuan. In the end, more than 1.8 billion yuan was unpaid, and 1,400 investors were miserable.

Image source: Photographic network (graphic has nothing to do)

Established in 2011, Zhongjin Guorui (full name: Shenzhen Zhongjin Guorui Fund Management Co., Ltd.) has a registered capital of 100 million yuan, and the actual controller is Qin Peng. After completing the filing and registration in June 2014, it became a private equity investment manager. On May 22, 2019, Zhongjin Guorui, who has always paid in time, suddenly issued a liquidation notice, announcing that it would no longer pay the principal and interest, leaving more than 1 billion capital holes, which suddenly triggered a shock in the industry.

On July 9, 2020, the Shenzhen Municipal People’s Procuratorate issued a Notice on the Rights and Obligations of Victims of Qin Peng’s Suspected Crime of Fund-raising Fraud and Nine People, including Zheng Mingming, Yin Jie and Zhou Kairan, were suspected of illegally absorbing public deposits. The case of Qin Peng, the suspect, Zheng Mingming, Yin Jie and Zhou Kairan, the suspect, was recently transferred to the Shenzhen Municipal People’s Procuratorate by the Futian Branch of shenzhen public for review and prosecution.

Image source: Shenzhen People’s Procuratorate

Over 1.8 billion outstanding, involving 1,400 investors.

According to the Notice issued by the Shenzhen Municipal People’s Procuratorate, the investigation organ found that Zhongjin Guorui did not use all the funds for futures and securities trading as agreed after publicly raising funds from unspecified people by means of public publicity, promising income returns and guaranteeing capital and interest, but directly used them as the company’s own funds to allocate and use according to actual needs. Most of them were used to pay the principal and income of investors due, and the rest were used for futures and securities trading. The operating expenses of the company, employees’ salaries, commissions, personal consumption in Qin Peng, foreign investment, repayment of the company’s historical debts, and some funds were transferred overseas to start companies and do transactions, resulting in a large amount of investment funds that could not be recovered and the overdue amount was huge.

At present,The amount raised by the three funds involved in the case issued by the company is 2.155 billion yuan, the amount paid to investors is 313 million yuan, and the amount unpaid to investors is 1.841 billion yuan, involving 1400 investors.

The Shenzhen Municipal People’s Procuratorate also stated that due to the large number of victims in this case, according to the relevant regulations, some victims could not be delivered after contact with our hospital, and now the victims in this case are informed of their litigation rights and obligations by means of announcement.

On February 7, 2020, the Shenzhen People’s Procuratorate approved the arrest of the suspect Qin Peng on suspicion of fund-raising fraud, and approved the arrest of nine people including Zheng Moming on suspicion of illegally absorbing public deposits.

Before the incident, I was still raising funds to set up new products.

Their own employees also pit together.

According to the information of private placement network, Qin Peng once worked for China Merchants Bank and Yintai Securities. The fund products managed by Zhongjin Guorui Fund cover stock type, hybrid type, quantitative type, FOF type and asset securitization, but many of them have been liquidated in advance, including Zhongjin Guorui Mixed Strategy No.3 Private Equity Investment Fund and Zhongjin Guorui Stock Strategy Quantitative Private Equity Fund No.1..

The private placement was also registered with the association on April 28, 2019 for the Zhongjin Guorui Strategy No.1 Private Equity Investment Fund.

On May 14th, 2019, Qin Peng announced at an internal meeting that the product would be liquidated, no more funds would be raised and the principal and income would be paid normally.This caused an uproar within the company, because about 90% of employees have invested in their own products.

After the liquidation notice came out on May 22, 2019, a large number of investors rushed to the office of Zhongjin Guorui, located on the 36th floor of China Merchants Bank Building, to learn about the situation, and learned that Zhou Caihong, the financial controller of the company, and Xiang Jieming, the head of the risk control department, had left in April, and the company was in a state of suspension. A series of materials provided by investors show that Zhongjin Guorui claims to invest 20% as inferior funds to protect the safety of investors’ principal, giving investors fixed income ranging from 10% to 14% every year, and the excess part belongs to the fund company.

Qin Peng may be sentenced to more than 15 years in prison

According to the Notice issued by Shenzhen Procuratorate, in addition to Qin Peng, there are also senior employees such as Zheng Mingming and Yin Jie, and a total of 10 people were involved in the case, including personnel administration manager, financial controller and fund sales.

According to the Securities Times, lawyer Wang Zhihui, a partner of Zhejiang Highgarden Law Firm, said that the actual controller Qin Peng was suspected of fund-raising fraud, and the amount was huge. If convicted, he would be sentenced to more than 15 years’ imprisonment or life imprisonment.

In addition, nine people, including executives and employees of Zhongjin Guorui, were suspected of illegally absorbing public deposits. Lawyer Wang Zhihui judged that if convicted, they would be sentenced to 3 to 10 years in prison.

Details of the persons involved:

The suspect, Qin Peng,He is the legal representative and actual controller of affiliated companies such as Shenzhen Zhongjin Guorui Fund Management Co., Ltd., Shenzhen Zhongjin Guorui Capital Management Co., Ltd. and Shenzhen Zhongjin Guorui Holdings Co., Ltd., and is responsible for the overall affairs of Shenzhen Zhongjin Guorui Fund Management Co., Ltd. and its affiliated companies, futures securities trading, the right to use capital allocation and foreign investment.

The suspect, Zheng Mingming,He is the company’s vice president and manager of the second marketing department, in charge of the second marketing department, the trading department, the customer service department and the sales of fund products.

The suspect Zhou Kairan,He is the chief financial officer of the company, responsible for managing the accounting and cashier of the finance department, daily financial review, futures and securities account management and financial approval, and assisting Qin Peng in allocating funds.

The suspect, Yin Jie,He is the manager of the first marketing department of the company, responsible for managing the performance appraisal of a financial manager and selling fund products.

The suspect, Wenna,He is the personnel administration manager of the company, responsible for personnel administration. In March 2018, he was sent to Hong Kong by Qin Peng to be responsible for the affairs of the affiliated company Hong Kong Fuyin Group. In August 2018, he worked as the head of the comprehensive department of the affiliated company Huashi Health Management Group, responsible for personnel administration.

The suspects Wang Tianyu, Wang Wei and Li Hongliang,He is the team leader of the second marketing department of the company, responsible for team management and sales of fund products.

The suspect is Wei Wei,He is the head of the marketing department of the company, responsible for team management and sales of fund products.

The suspect, Zhang Liqun,He is the financial manager of Wang Tianyu team in the second marketing department of the company, and is responsible for selling fund products.

Private placement qualification was cancelled, and the main person in charge was "blacked out"

In May this year, China Fund Industry Association announced the disciplinary decision against Zhongjin Guorui, which stated in detail six illegal facts of Zhongjin Guorui, and made relevant sanctions against the company and its principal responsible persons. Disciplinary action was taken to "cancel membership and cancel administrator registration".

The punishment decision shows that Zhongjin Guorui’s illegal facts mainly include: 1. After the private equity fund was raised, it was not filed with the China Foundation in accordance with the regulations; 2. The number of people raised for a single product exceeds the specified number stipulated by laws and regulations; 3. Raising funds from unqualified investors in the process of raising private equity funds; 4. Introduce private equity products to unspecified investors; 5. Promise investors that the principal will not be lost or the minimum income; 6. Failure to report major issues to the Association in time.

The China Foundation also announced the decision on the punishment of the main person in charge of Zhongjin Guorui, and Qin Peng was punished by "blacklisting for five years". Xiang Jieming, the person in charge of compliance risk control, is also proposed to take disciplinary action of "joining the blacklist for a period of three years".

National business daily synthesis

Securities Times, China Fund News, China, a brokerage firm, and every APP.

Cover image source: national business daily Liu Guomei photo (data map)

　　CCTV News:Attention online shoppers! On the 27th, the State Administration for Industry and Commerce announced the "Implementation Measures for the Seven-day Unreasonable Return of Goods Purchased Online (Draft for Comment)", and publicly solicited opinions from the public. The exposure draft intends to limit the inapplicability of online shopping for seven days without reason to seven categories, such as goods ordered by consumers and fresh and perishable goods. Consumers’ opening the package of goods based on inspection needs, or reasonable debugging to confirm the quality and function of goods will not affect the integrity of goods, and shall not be used as reasons for refusing to return goods. Many details are related to the interests of consumers and businesses. If you have any comments, you can put them forward before October 11th.

　　Can unpacked goods be returned without reason?

　　Unpacking and debugging will not affect the integrity of the goods.

　　The Consumer Protection Law stipulates that the goods returned by consumers should be in good condition. However, the connotation and standard of commodity integrity are not clear in this law. Consumers and businesses have different understandings of the integrity of goods, which has become one of the controversial focuses of unreasonable return.

　　　The exposure draft defines the connotation and standard of commodity integrity: a commodity is considered to be intact if it can maintain its original quality and function, and the commodity itself, accessories and trademark marks are complete. The exposure draft further clarifies that consumers will not affect the integrity of the goods if they open the packaging of the goods based on the inspection needs, or make reasonable debugging to confirm the quality and function of the goods.

　　　However, some operators not only require the goods themselves to be intact, but also the packaging of the goods must be complete, and even require that the goods should not be opened and tried. This limits the rights of consumers to some extent.

　　In addition, the exposure draft also stipulates that if the consumer refuses to return the goods for more than fifteen days on the grounds that the goods have been unpacked and inspected, it will be punished in accordance with the relevant provisions of Article 56 of the Consumer Protection Law.

　　Will it be easier to buy second-hand goods?

　　Goods that cannot be restored to their original state should be clearly marked.

　　The exposure draft creates a system of inspection and re-circulation of goods returned without reason, and clearly stipulates that online commodity sellers should establish perfect inspection and handling procedures for goods returned without reason.

　　The exposure draft stipulates that goods that can be completely returned to the initial sales state for no reason can be resold as brand-new goods; If there is no reason to return the goods that cannot be completely restored to the original state and then sell them again, the actual situation of the goods should be clearly marked in a significant way.

　　If it is not clearly marked for sale, it may be fined 10,000-30,000 yuan in the future. According to the exposure draft, if the goods that cannot be completely restored to the initial state are returned without reason, and the actual situation of the goods is not clearly marked in a significant way, those who violate other laws and administrative regulations will be punished in accordance with the provisions of relevant laws and administrative regulations; If there are no provisions in laws and administrative regulations, it shall be given a warning, ordered to make corrections, and imposed a fine of not less than 10,000 yuan but not more than 30,000 yuan.

　　What about the gifts? Who will bear the return freight?

　　Gifts should be returned to consumers to bear the freight.

　　Do I need to return the gifts when I return them? The exposure draft proposes that consumers should return the goods themselves, accessories and gifts together when returning goods. Gifts include gifts in kind, points, vouchers, coupons and other forms. If the gifts can’t be returned together, the operator can ask the consumer to pay the gift price at the market price.

　　Who will bear the freight? The exposure draft makes it clear that the freight generated by the return of goods shall be borne by consumers according to law. Unless otherwise agreed between the operator and the consumer, such agreement shall prevail. If a consumer participates in a free shipping activity that meets certain conditions, but can’t meet the requirements of the free shipping activity after returning the goods, the online commodity seller can deduct the shipping (delivery) freight when refunding.

　　When can I receive the refund at the latest? The exposure draft makes it clear that online commodity sellers should return the paid commodity price to consumers within seven days from the date of receiving the returned commodity.

　　What goods are not suitable for no reason to return?

　　Clarify the scope of seven categories to avoid expanding the explanation of merchants

　　The Consumer Protection Law stipulates that four types of goods are not applicable to unreasonable return, including:

　　Goods ordered by consumers;

　　Fresh and perishable goods;

　　Digital commodities such as audio-visual products and computer software downloaded online or unpacked by consumers;

　　Delivered newspapers and periodicals.

　　At the same time, it is stipulated that other goods that are not suitable for return according to the nature of the goods and confirmed by consumers at the time of purchase are not suitable for unreasonable return.

　　In practice, operators and consumers have different understandings about which "other" goods can be returned without reason. Some operators even expand the explanation of the types of goods that are not returned without reason, and to some extent, the unreasonable return system is empty, which often leads to consumer disputes.

　　To this end, the exposure draft reiterated that four types of goods are not applicable to unreasonable return, and also listed three types of goods that are confirmed by consumers at the time of purchase to be exempt from the seven-day unreasonable return rule:

　　(1) Commodities that are easy to change the nature of commodities and affect personal safety or life and health after unpacking;

　　(two) once activated or tried, the value of the goods is greatly derogated;

　　(three) the goods that are close to the shelf life and defective goods that have been clearly stated at the time of sale.

　　Liu Junhai, director of the Institute of Commercial Law of Renmin University of China, said that the exposure draft further refines the scope of goods that are not applicable for return, which helps to avoid expanding explanations by merchants and reduce online shopping return disputes.

　　How should I give feedback if I have opinions?

　　Four ways: website, letter and email.

　　① Log on to the Legal Information Network of China Municipal Government, and put forward opinions on the draft for comments through the "Opinions Collection System for Draft Regulations" on the left side of the homepage of the website.

　　Log on to the website of the State Administration for Industry and Commerce, and put forward opinions through the "Collection of Opinions on Draft Regulations" column on the right side of the home page.

　　③ Send the comments by letter to the Consumer Protection Bureau of the State Administration for Industry and Commerce, No.8 Sanlihe East Road, Xicheng District, Beijing (postcode: 100037).

　　(4) send comments to the mailbox by email.

　　▌ This article Source: China News Network

A major case of misappropriation of funds involving more than 100 million yuan in Hubei, after the Wuhan prosecutor prosecuted it to the Wuhan court, the court returned the case to the procuratorate for lack of jurisdiction. This case is due to jurisdiction dispute."Stuck" for nearly a year. After that, the Hubei Provincial Procuratorate asked the Supreme People’s Procuratorate for instructions on the designated jurisdiction, and after obtaining the approval, the case was transferred to the Shandong prosecutor. Qingzhou City Procuratorate of Shandong Province is now responsible for the review and prosecution of this case. Xu Guijuan, the attorney of the victim Wuhan Kaisen Chemical Co., Ltd. (hereinafter referred to as Wuhan Kaisen Company), told the reporter that the case has been "stranded" again, which has seriously exceeded the statutory time limit for review and prosecution, and Qingzhou City Procuratorate has not yet made a decision on prosecution.

Screenshot of relevant provisions in the Civil Procedure Law.

The Supreme People’s Procuratorate and the Ministry of Public Security jointly issued "Several Provisions on Handling Economic Crime Cases by Public Security Organs". Screenshot of the official website page.

The Supreme People’s Procuratorate issued a notice to protect the legitimate rights and interests of entrepreneurs according to law. Screenshot of the official website page.

The National Computer Virus Emergency Response Center and Company 360 jointly released an investigation report today (4th), revealing the relevant situation of the CIA’s use of the network to attack other countries, revealing the specific process of some typical cyber security incidents in China and other countries, comprehensively and deeply analyzing the CIA’s cyber attacks and related real harm activities, and its contribution to the United States becoming a "matrix". The release of this report will provide reference and suggestions for cyber attack victims all over the world.

The US Central Intelligence Agency (CIA) is one of the main intelligence agencies of the US federal government. For a long time, the CIA has secretly carried out "peaceful evolution" and "color revolution" around the world, and continued to carry out espionage activities.

In 2020, 360 Company independently discovered a cyber attack organization that had never been exposed by the outside world. The organization used cyber weapons tools associated with the CIA to carry out cyber attacks against victims in China and other countries. The earliest attack activities can be traced back to 2011, and related attacks have continued to this day. The targets of the attack involve important information infrastructure, aerospace, scientific research institutions, petroleum and petrochemical, large Internet companies and government agencies.

The investigation team jointly established by the National Computer Virus Emergency Response Center and 360 Company found that in the massive global cyber attack, the CIA used a large number of "zero-day" vulnerabilities, including a large number of back doors and vulnerabilities that have not been publicly disclosed so far (some functions have been verified), set up "zombie" networks and attack springboard networks around the world, and carried out attacks and intrusions in stages against network servers, network terminals, switches and routers, and a large number of industrial control equipment.

During the investigation of several typical cyber attacks in China, the joint investigation team captured and successfully extracted a large number of Trojan horse programs, functional plug-ins and attack platforms closely related to the CIA from the information network of the injured unit. These related cyber weapons have been subjected to extremely strict standardized, streamlined and professional software engineering management. At present, only the US Central Intelligence Agency strictly abides by these standards and norms to develop cyber attack weapons.

Through empirical analysis, the joint investigation team found that the CIA’s cyber weapons used extremely strict spy technical specifications, and all kinds of attack methods echoed and interlocked. Now it has covered almost all Internet and Internet of Things assets in the world, and it can control other countries’ networks and steal important and sensitive data anytime and anywhere, which undoubtedly requires a lot of financial, technical and human resources support. The American-style cyber hegemony can be seen, and the "matrix" deserves its name.

At present, the joint investigation team has provided relevant information to the public security organs in the jurisdiction where the injured units are located. This station will continue to pay attention to the follow-up progress of this matter. (CCTV reporter Li Wenjie Zhang Gang)

Writing and photography: Feng Xifan @ New Car Review

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At the press conference of the redesigned Yidong/Yidong XT, we heard the "spoiler" of the Changan model plan. Upgrading the original model is the "main theme" of Changan in the second half of this year.
The change is the first blow, and then we will see CS15 dual clutch and CS75.
1.5T, Yuexiang V7
1.0T and modified CS35. In other words, don’t expect to see a brand-new model this year. But don’t be disappointed. The new models will be launched next year. Here’s a spoiler again. Next year, there are plans to have CS95, Ruiyi CC, CS55 and an MPV model. The information inside is so large that it responds to everyone’s doubts about Changan’s lack of stamina to some extent.

Let’s get to the point. Let’s go back to Yi Yi XT.
Although the manufacturer stressed at the press conference that the new configuration will be slightly improved compared with the old one for the same price model. However, as can be seen from the price list, the entry model of the old model was cancelled, and the purchase threshold of Yidong rose from 74,900 to 80,900, while that of Yidong XT rose from 77,900 to 82,900.
The whole system comes standard with ESP system. It’s still the old saying I often say, to talk about cost performance without absolute price is to be a hooligan. The entry fee that has been "laid off" is estimated to be gradually replenished in the future. After all, the Yidong model should also leave some spare capacity for the next few years.

In addition to the deduction of the entry model, the 1.5T model has also been cancelled. After all, its sales share is too small. The 1.5T engine is not unemployed, but will be matched to CS75 as mentioned above.
. In the size class of CS75, 1.5T can turn customers around, which is expected to become the main sales force.
As for the automatic transmission model, the manufacturer said that 6AT would be used instead of 4AT. Considering that it often takes a long time for independent brands to match automatic gears, wait patiently. In fact, the original 4AT escape has a very good ride comfort, and the matching level is similar to those of Toyota’s previous 4AT models.

The usual trick of the car factory to change the money is to bottle the old wine in new bottles, and the three big pieces still sound like waves, and then carry out cosmetic surgery on the grille and other places. Yidong/Yidong XT has also made some changes to its appearance, but the range is too small to see through at a glance, such as changing the door handle and the rear spoiler, so I won’t elaborate here. There is a way to quickly identify the 2016 model on the road, that is, adding LED daytime running lights.
The upgrade of the invisible level is the focus of this change, which we will talk about slowly below.

The interior of Yidong/Yidong XT has been redesigned to keep up with this era. The configuration has also been improved, especially the screen of the center console. Our manual gear is equipped with Kay LiDE navigation, and it can also be connected to Baidu Carlife through mobile phones to expand its functions. In the past, the Incall function of the operator to set navigation for him was also reserved.

The biggest change of Yidong/Yidong XT is to join the direct injection 1.6L engine. Why do you say "join" instead of "switch"? Because the two engines are old and new, the manual transmission entry model still uses the original indirect injection, and the automatic transmission also uses indirect injection, which is estimated to be due to the lack of relevant matching.
The output book data of the new engine increased slightly, the maximum power changed from 92kW/6000rpm to 94kW/5700-6200rpm, and the maximum torque changed from 160Nm/4000-5000rpm to 168Nm/4000-5000rpm. The main function of direct injection technology is to reduce fuel consumption. The manufacturer claims that direct injection of 1.6L will save fuel by 8%. We see the actual effect. When driving in Qingdao, which is extremely congested, the obvious fuel consumption of the vehicle is 7.8L/100km. At first glance, the fuel consumption control of the new engine in autonomous vehicles is excellent.

I drove to the top of Yidong XT manual gear this time, using the latest 1.6L direct injection engine, and the performance of the sedan version is estimated to be close. Different from the old model, the new engine has no low torque and fatigue as before before. The more advanced driving area is more suitable for our daily driving, especially Qingdao, which is extremely congested that day and needs to stop and go frequently. Yidong XT not only doesn’t have to worry about daily fatigue, but the light pleasure of walking is actually a bit like Japanese 1.6L
A-class cars have a stronger sense of acceleration and calmness than self-priming versions of autonomous cars such as Arrizo 5 and Emgrand EC7. In fact, the acceleration of the old Yidong manual gear has been done very briskly, and the new one just inherits this advantage.

However, it may be due to the direct injection mechanism. Usually, you can hear the noise from the power system when you lightly step on the accelerator. Looking back on the old model, unless the big foot hits the accelerator, it is basically silent when stepping on the accelerator. When driving a new model, I sometimes want to deliberately control the throttle action when shifting gears, because I am afraid that passengers will hear the engine sound and mistakenly think that my manual transmission technology is not home. It is actually quite common that the noise of the power system increases after direct injection, and Honda Fit has a similar situation. In addition, in the process of gear shifting, it takes a little thought to think about the oil-separation fit, and occasionally the joint is not delicate, which will bring a subtle impact.
Although the impact is not very disturbing, I just don’t want passengers to think that I am not careful in control.

For manual transmission models, we must talk about the "novice affinity index". It can only be said that the XT clutch is easier to control, but it is not a fool. Recently, some autonomous manual gears have been tested, and the engine refueling program has become smart. Let the clutch engage.
Know how to raise the speed by a large margin. It’s a bit like a coach car whose idle speed is raised in a driving school. It can move forward easily just by lifting the clutch, and novices can easily mistake their skills for rapid progress, such as Jianghuai Ruifeng S3 and Magic Speed S6. After being used to the above-mentioned stupid car, I feel that it takes a little effort to drive the XT. Let’s talk about "feet" and "hands". The suction feeling of the manual gear is good, but the positions of the second gear and the fourth gear are very close, and the separation position is not clear. Sometimes I want to get into the second gear but get into the fourth gear.

Originally, I thought I would finish the engine test, but I felt that the vibration filtering was much better than before. Netizens often question our view that Yuexiang V7 has better driving quality than Laoyidong. The reason is actually very simple. The development time of Yuexiang V7 is later than that of Laoyidong, and the car-making level of Changan has made remarkable progress in the middle, so the driving quality of "low-end cars" is better than that of "high-end cars". However, Changan re-optimized the chassis by changing the model, which made the driving quality of the new car surpass its own Yuexiang V7. In addition to the "toughness" feeling of the suspension, another obvious improvement is NVH, which is excellent in road noise isolation, unlike some cars at the same price, so that you can always feel the wheels beating frequently by your ears. In addition, when crossing the ditch, you can’t hear the noise of the car body, and your ears are particularly clean. On the whole, Yidong XT should be one of the benchmarks of driving quality at this price, and NVH optimization is the hero behind the scenes.

Summary: the recommendation degree needs to be considered when the loan is changed to "increase the price"

Although Laoyidong is still the pillar of Chang ‘an’s sales, it is mainly sold by inertia in the later period. That is, word of mouth has been accumulated in the early stage, and even if the product strength is no longer dominant in the later stage, everyone still recognizes to buy it. For example, Chang ‘an’s own later Yuexiang V7 and Chery’s recent Arrizo 5, although the model level is lower than that of Laoyidong, the comprehensive product strength is on the contrary. The escape after the change reversed this situation, and the interior was outdated before washing. The new direct injection 1.6L is a rare type of autonomous engine that can give consideration to both acceleration and fuel consumption. After the chassis has been readjusted and NVH details have been optimized, the driving quality is superior in its class.

From the actual performance, the escape after the change is better than a series of autonomous cars such as Emgrand EC7 and Arrizo 5. However, after the change, the purchase threshold of Yidong has been raised, and the entry price has exceeded 80,000. On the other hand, the official entry price of Emgrand EC7 is more than 10,000 lower than that of Yidong. It can be said that Yidong belongs to the choice of quality, and it costs more, but the inner texture is really worth it. According to the driving experience, escape
I could have given "recommended+". Just considering the high price and the appearance that has not changed much, especially the sedan version has begun to make people feel aesthetic fatigue. To sum up, we finally give Yidong/Yidong XT a "recommendable" evaluation.

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[Chang ‘an changed the model and moved it by XT 1.6L manually]

Outstanding advantages: the new engine gives consideration to acceleration and fuel consumption; Good driving quality; Excellent NVH control;

Main short board:The noise of the new engine becomes more; The entry price is higher; There is little change in appearance.

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"New car evaluation network recommended level"

Many people don’t know yet.

Not only female employees can receive maternity allowance.

Enterprises, self-employed, social organizations, foundations,

Social service agencies, law firms and accounting firms

You can also receive maternity leave social security subsidies!

Eligible, can receive 6 months.

01

First of all, this subsidy is not a maternity subsidy for maternity leave, and the handling department is the Human Resources and Social Security Bureau, not the Medical Insurance Bureau;

02

Secondly, the subsidy is for the unit, and it is necessary for the legal person to apply, but the individual does not;

03

The date of birth will not be available until June 7, 2022;

04

The scope of subsidies is 6 months from the month when female employees give birth;

05

The subsidy standard is 50% of the basic old-age insurance premium, basic medical insurance premium and unemployment insurance premium paid by female employees for 6 months. All three insurances must be paid in the reporting unit and all of them will be received;

06

The time limit for processing is to declare within 18 months from the month when the female employee gives birth;

07

Process: Zhejiang government affairs network-social insurance subsidies for female employees during maternity leave-online declaration;

08

Application materials: application form (pdf format)+child birth certificate

The above is a list compiled by enthusiastic netizens

If you are a business, self-employed, social group,

Foundations, social service agencies, law firms,

The head of an accounting firm

Also meet the application conditions, don’t forget to apply.

The following are specific policy information.

Policy interpretation

According to the Notice of Zhejiang Provincial Department of Human Resources and Social Security and other four departments on Relevant Matters Concerning the Trial Implementation of Social Insurance Subsidies for Female Employees during Maternity Leave, since January 1, 2023, the social insurance subsidy policy will be implemented for eligible enterprises during maternity leave. How to implement this policy? Let’s take a look together ~

Interpretation of subsidy policy

Policy background

In June 2021, the State Council City, the Central Committee of the Communist Party of China issued the Decision on Optimizing the Birth Policy to Promote the Long-term Balanced Development of the Population (hereinafter referred to as the Decision), which made a major decision to implement the three-child birth policy and supporting measures, and clearly improved the mechanism for sharing the labor cost during holidays. In June, 2022, in order to implement the Decision, consolidate the human resource foundation of high-quality development and construction of the common prosperity demonstration zone, and optimize the birth policy to promote the long-term balanced development of the population, the provincial party committee and government issued the Implementation Opinions on Optimizing the Birth Policy to Promote the Long-term Balanced Development of the Population. In order to implement the spirit of the documents of the state, the provincial party committee and the provincial government, the Provincial Department of Human Resources and Social Security took the lead in drafting and issuing the Notice of Zhejiang Provincial Department of Human Resources and Social Security, Zhejiang Provincial Department of Finance, Zhejiang Provincial Health and Wellness Committee, and Zhejiang Provincial Medical and Social Security Bureau on matters related to the trial implementation of social insurance subsidies for female employees during maternity leave.

Applicable objects and conditions

Since June 7, 2022, female employees have children in accordance with laws and regulations, and enterprises that implement the maternity leave policy of our province (158 days for one child, 188 days for two children and 188 days for three children) and pay social insurance premiums can enjoy social insurance subsidies. Social organizations, foundations, social service agencies, law firms, accounting firms, and individual industrial and commercial households insured in the form of units shall refer to the implementation.

Subsidy standard

Social insurance subsidies take the form of "territorial management, first payment and then compensation". The subsidy standard is 50% of the actual payment of the basic old-age insurance premium, basic medical insurance premium and unemployment insurance premium for female employees, and the subsidy is 6 months from the month when female employees give birth. Enterprises in accordance with the provisions of the deferred payment of social insurance premiums, can apply after the payment.

During the maternity leave of female employees, enterprises have enjoyed social insurance subsidies for employees with employment difficulties, social insurance subsidies for small and micro enterprises to absorb college graduates, social insurance subsidies for employees’ domestic service enterprises, and one-time social security subsidies for starting businesses, but they do not enjoy this subsidy at the same time; After the enterprise applies for this subsidy, if the above-mentioned other subsidies have not expired and still meet the application conditions, they may be postponed to the expiration.

Handling procedure

apply for

Apply to the town (street) public employment service agency of the last insured place during the maternity leave within 18 months from the month when the female employee gives birth, and submit the application form for social insurance subsidies for female employees during maternity leave, birth medical certificate and other materials. Or log on to Zhejiang Government Affairs Service Network (Zheli Office) as a legal person-social security subsidies for female employees during maternity leave-and apply online.

When applying for this subsidy, the labor dispatch enterprise shall promise to reach an agreement with the employing enterprise on the distribution of social insurance subsidies. If the enterprise’s basic old-age insurance premium or basic medical insurance premium is paid at the provincial level, it shall apply to the town (street) public employment service agency where the unemployment insurance is insured.

check

After accepting the application, the agency shall timely review the information such as insurance payment and subsidy amount according to the birth information obtained by the big data platform, medical insurance payment information and the birth medical certificate provided by the applicant, and complete the review within 23 working days from the date of acceptance.

Publicity and distribution

If it is approved, the name of the enterprise, the list of female employees and the specific amount of subsidies to be granted will be publicized on the website of the local government for 7 working days.

Publicity without objection, timely payment.

Special tips

When applying online, uploading the application form stamped by the company needs to be converted into pdf format, but jpg and bmp formats are not allowed; At the same time, in order to protect the legal rights of female employees, female employees themselves make online signature confirmation in the "My Signature" module of "Zheli Office" app.

Original title: "Subsidy! Can receive 6 months "

Read the original text